New Home Glossary

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We’ve put together a glossary of the terms you will be hearing throughout your home-buying process.

With words ranging from art niche to xeriscape, we’re confident you’ll pick up several new and helpful words.

Term Definition
Abstract Title A summary of the history of the legal title to a piece of property; all changes in ownership, liens, mortgages or any other matter that might affect the title.
Agreement of Sale A written agreement by which a buyer agrees to purchase and a seller agrees to sell according to terms set forth in that agreement.
Aluminum Windows A traditional material used in the construction of window frames.
Amenity Center A builder often at the center of a community or Master Planned community featuring rooms and facilities to be used by the residents of the community. Amenity centers often feature event rooms, theaters, exercise and dance facilities, spas and saunas and community pools, tennis and basketball courts.
Art Niche Any inset area of a wall that can accommodate a painting, artifact or sculpture. Sometimes these have small accent lights in them to illuminate the artwork.
Baluster The footed spindle at the bottom of a staircase that supports the handrail.
Bank Owned Property or Real Estate Owned (REO) A bank owned property, or Real Estate Owned (REO) property is a property owned by and for sale by a bank because it is no longer owned by a home builder or an individual. Many of these properties were taken over by the institutions that originally financed the loan for an individual and they were unable to pay the mortgage and the bank foreclosed on the loan or the home builder went out of business and was unable to repay the bank for the project loan.
Basis Points (Points) A basis point is 1/100th of a percentage point.
Blown In Insulation Loose insulation made from materials such as fiberglass or cellulose that is forced through a large tube by air into the insulated area.
Build Job Another term used by builders for a “to be built” home. Home buyers can purchase a to be built home from a builder or an existing inventory home or speculative home.
Builder Meeting A meeting that is set up by your sales person between you and the actual builder or construction manager of your new home. Usually, this meeting takes place at the new home model in the community you’ll be living in. Shortly after you purchase your new home you’ll be asked to meet with the actual builders of your new home to review blueprints, layouts, special requests and any customization you’ve requested or expect. At this meeting you’ll want to clarify any questions you have regarding your expectations about how your home will be built, design, upgrades you expect or paid for and anything else you want. You’ll be asked to sign off on your new home after this meeting and any changes you make from this point on will cost money.
Built In Interior design elements such as bookcases, window seats, storage or entertainment centers built by the builder that remain part of the new home structure are referred to as built in elements.
Cabinets Stained on Site Many builders feature cabinets that are stained on site after they are installed. This technique is reported to create higher quality cabinet staining and a more consistent look in the cabinet.
Carpet Grades Carpet is available in a variety of grades. The higher grades feature plusher and more durable elements. Most builders offer a standard grade of carpet with their homes and if the buyer desires a higher grade of carpet, there is an increased cost associated with it.
Carpet Padding The padding that is installed beneath carpet. There are different grades of carpet padding with the thickest being the most expensive. Most builders offer a standard grade of padding with included carpet and if a buyer desires a thicker pad, there is a cost associated with it.
Cat-5 Cable Category 5 cable is a twisted cable used for computer networks, telephone signals and video.
Cellulose Insulation A type of insulation used by builders that is loose and created out of paper like material. Cellulose insulation is often installed by using the blown in technique.
Cigar Room An option or upgrade room some builders offer in select floor plans. There are often several uses for these rooms such as nursery, reading room, office or reading room.
Clear Title A term indicating that the owner of the real estate property owns if free and clear of any claims or liens. Builders represent that they have clear title to the homes and home sites they are representing for sale to home buyers.
Closing Costs A group of fees, paid by the borrower at the end of the loan process that include surveys, title fees, home owner’s association fees, application fees, taxes, commissions, appraisal fees, inspection fees, warranties, pre-paid property insurance or interest.
Commission The amount of money paid to a Real Estate agent assisting in the sale of a home. In most cases the agent receives 3% of the sale price of the home. In some cases this commission is only paid on the base price of the home, excluding upgrades or home site cost.
Community Builders designate a specific area where they build homes and offer then for sale as a “community”. Homes within these communities often have shared characteristics, home styles and a set price range. Some communities have pools or other features builders include for the residents of the community to enjoy. Communities can have one or several builders offering homes in them.
Community Monument The stone or wooden monument placed at the primary entrance to a builder’s new home community usually containing the name of the community.
Concrete Fiber board A material that appears like wood, but is actually made out of a combination of cement and wood products. Color pigments are also included during the manufacturing process so the board, which is used on the exterior of a home, never needs repainting. Many come with 100 year or lifetime warranties.
Contingency An external condition which, if met, a contract can proceed. A common contingency is one that allows a buyer time to sell their new home before the purchase of a new home can proceed. Some builders will allow a buyer to write a contract on a home contingent upon the sale of their current home.
Conventional Loan A loan that is given to a borrower that originates from a lending instutution and is not secured by a government agency.
Corian A counter top product, made by DuPont, that is used in kitchens and bathrooms.
Curry Kitchen A separate or secondary kitchen with outside ventilation specifically intended for the preparation of pungent, aromatic or spicy foods.
Debt to Income Ratio (DTI) A persons Debt to Income Ratio is the percentage of a persons monthly gross income devoted toward paying debts. The Front end ratio indicates the amount of monthly gross income used for housing costs and the back end ratio includes all debt payments. Different lending institutions require different ratios in order to approve mortgage loans.
Design Center Many builders will direct new home shoppers to a design center where they can review upgrade materials, appliances, hardware, paint, lighting and flooring materials and decide whether or not to include them in their home. A design consultant will usually assist the home buyer with these choices, some of which are included in the price of the home and others which are available at an additional cost.
Discount Points A form of pre-paid interest. Buyers can offer to pay a lender to purchase points and pay down the interest on the loan and get a better interest rate on the loan for the upfront payment. Also called points.
Double Oven Some builders offer kitchens equipped with two ovens. These can be designed side by side or stacked.
Double Paned Windows Windows that feature two panes of glass instead of the customary single pane. These windows have higher insulating qualities and a lower “E” factor than single paned windows.
Down Payment The amount of money a borrower delivers to the financing institution at the onset of the loan process. Depending on the type of loan, down payment requirements range from 0% -6% of the total price of the home.
Elevation This is the design of the front of a new home, or the way the actual home, excluding landscaping, looks from the front.
Elevation Accent Elements Carefully placed attractive beams, stone, brick work or window structures can add exciting flavor to the elevation of a home.
End Caps The designed top of a stairway baluster, sometimes called a finial.
Energy Star A government sponsored agency that creates standards to efficient energy usage for a home or any other energy dependent appliance.
Entertainment Center A piece of furniture that can be free standing or built in, whose purpose is to hold entertainment equipment or media.
Equity The difference between what your home is worth and how much you own on your home.
Ernest money This is the initial part of the down payment that accompanies the offer page of a contract where the price of the home, home site, any incentives and discounts are listed and totaled. Earnest money can range from zero to $10,000. Often builders will not consider a contract or offer unless it is accompanied by earnest money. Upon acceptance of the contract, the earnest money check is cashed and the new home purchase process begins. Earnest money may or may not be refunded if the buyer decides not to pursue the purchase. It is advisable to review the earnest money refund policy of a builder prior to submitting an offer.
Fannie Mae The Federal National Mortgage Association (FNMA) a US government organization with an obligation to facilitate the financing of affordable housing for low and moderate income families and keep money flowing to mortgage lenders and securitize or buy loans they originate so these lending institutions can make more home loans.
FHA Federal Housing Administration, a government agency that backs or secures home loans given to qualifying individuals by banks.
FHLMC The Federal Home Loan Mortgage Corporation (FHLMC) is a US government agency founded to stabilize the US residential mortgage market and expand home ownership opportunities. The agency purchases mortgage loans and related securities and issuing guaranteed mortgage related securities. The agency does not lend money directly to home owners.
End Caps The designed top of a stairway baluster, sometimes called a finial.
Fiberglass insulation A type of insulation used by builders that is loose and created out of paper like material. Fiberglass insulation can be installed by using the blown in technique, or can be laid down in this, fluffy sheets that come in large rolls.
FNMA Acronym for The Federal National Mortgage Association (FNMA), a US government organization with an obligation to facillitate the financing of affordable housing for low and moderate income families and keep money flowing to mortgage lenders and securitize or buy loands they originate so these lending institutions can make more home loans.
Foreclosure A legal process used by a lender when trying to recover the balance of a home loan that was not repaid by the borrower. Also, a home available for sale that is owned by a bank that went through the foreclosure process and was granted possession of that property.
Formal Dining Room An area in a home decorated for and devoted to formal dining.
Foundation The lowest supporting layer of a building. Two popular foundation types are pier and beam and slab foundations. In homes with basements, the walls of the basement form the foundation.
Foundation Cracks Cracks of varying sizes that are the result of a home’s foundation shifting.
Foyer An entry room or area near the front door of a house.
Freddie Mac The Federal Home Loan Mortgage Corporation (FHLMC) is a US government agency founded to stabilize the US residential mortgage market and expand home ownership opportunities. The agency purchases mortgage loans and related securities and issuing guaranteed mortgage related securities. The agency does not lend money directly to home owners.
French Doors A single or more often a double set of doors with frames around one or more translucent panels without a central mullion or stabilizing wood between the doors.
Game Room A room in many floor plans that may accommodate a pool table or other gaming tables or devices.
Gated Community A fenced or walled in community with a security controlled gate at the entrance that can only opened by residents possessing key’s, cards or codes.
GFCI (Ground Fault Circuit Interrupter) A safety device that disconnects an electric circuit whenever it determines an unbalanced current and designed to disconnect quickly enough to prevent an electric shock.
GFI (Ground Fault Interrupter) A safety device that disconnects an electric circuit whenever it determines an unbalanced current and designed to disconnect quickly enough to prevent an electric shock.
Granite A widespread, hard and durable stone material that is often used in construction in a variety of ways. New home builders often use this as a standard (included) or an upgrade feature in their new homes for flooring or counter top applications. The cost of granite varies widely depending on the rarity, color and features in the particular selection.
Greenbelt An wilderness or manicured area of a community that is designated for something other than new home or structured recreation.
Hardwood Trees Generally speaking, these are non-coniferous trees (pine / palms). Wood from these trees is often used in construction for cabinets, flooring, stairs, bookshelves and other built in applications.
Home Owner’s Association (HOA) An organization present in some communities that is responsible for maintenance of common areas such as green belts, community pools, amenity centers and other facilities and enforcing community standards. These organizations charge residents mandatory fees for their service. Failure to pay these fees would result in a lien on the property.
Home site Premium Within a particular new home community or development there may be some home sites (lots) that have unique features such as size, view or location that makes them more desirable and rarer than other home sties in a community. Builders will often have these home sites priced at a premium compared to the other home sites in the neighborhood.
HUD The United States Department of Housing and Urban Development is a US Cabinet level department who’s mission is to create strong sustainable inclusive communities and quality affordable homes for all.
HUD Home A home that was originally purchased using an FHA loan on which the original buyer defaulted and is now available for purchase by another buyer.
HVAC An acronym for Heating, Ventillation and Air Conditioning.
Inlay Detailed tile, ceramic or wood work using different colored elements creating a design incorporated into interior (backsplashes, flooring) or exterior (walkways, pools, spas) areas.
Inspection A limited, non invasive inspection of a home prior to that home being purchased by a new buyer. Inspection will copver the roof, basement, heating system, water heater, air conditioning system, plumbing and electrical any obvious repair or safety issues. Prospective home buyers and lenders are then able to make more fully informed decisions regarding purchasing or loaning money on the property.
Insulation A material that is used to inhibit thermal transfer between areas. Most commonly, insulation is used in attic spaces and walls to retain and control interior temperatures.
Interest A fee paid by the borrower to the lender. In the case of a new home, the fee is paid over a period of time (term) and is a percentage of the amount of money borrowed to purchase the home.
Jack and Jill Bath A bathroom that is located between and shared by two secondary bedrooms in a floor plan.
Laminate A material constructed by using two or more materials and uniting them often with heat, pressure and / or adhesive. Plywood is a common laminate. In new home building, a wood floor choice would be a laminate product, and Formica, is an example of a laminate countertop product.
Landing An intermediate area on a staircase where the stair case changes direction. This area is larger than the individual stairs.
Landscaping Package Many builders provide a standard landscaping package with all new homes. These include items like sod in the yards, five shrubs, two trees and a sprinkler system.
Lease Purchase A lease purchase agreement is one bewteen a property owner and a lessee who intends to purchase the home for a set price at a set time. Often, the property owner will charge the lessee a primium for the the property each month and assign a portion of that lease payment to an account where he is helping the lessee acquire a down payment. When the down payment amount is reached, the lessee can then purchase the home.
Lien A legal, non possessory security over a piece of property by a party. These are often non-consensual and will insure that that lien holder will received payment for goods, services or other value in the event that the property is sold. New home buyers endeavor to purchase property that is free of liens.
Lifestyle Room Many builders have started adding rooms to new home plans that can be used in.
Listing Agent A Real Estate agent who is representing the seller by listing their home for sale in the Multiple Listing Service (MLS) so buyer’s agents may learn about the property.
LMI Lenders Mortgage Insurance (LMI) or Private Mortgage Insurance (PMI) is an insurance policy, that in many cases must be purchased by individuals if they plan on financing over 80% of the value of the home to insure that the lender will be paid in the event the buyer defaults on the loan.
Lot Premium Within a particular new home community or development there may be some home sites (lots) that have unique features such as size, view or location that makes them more desirable and rarer than other home sties in a community. Builders will often have these home sites priced at a premium compared to the other home sites in the neighborhood.
Low E windows Low E, or Low Emissive windows are those that restrict thermal transfer from one side of the window to the low. The lower the “E” number the better the window is at restricting heat or cold from entering the home through the window glass.
LTV Ratio The Loan to Value Ratio is a formula used by lending institutions and expresses the amount of a first mortgage lien as a percentage of the total appraised value of property. LTV’s below 80% are lower risk and thus carry lower interest rates for those home loans with LTVs about 80%.
Master Planned Community A carefully planned community created by a developer from it’s beginning and is generally established in an undeveloped area. Today, these exist outside or just outside city limits and have a lot of amenities that were installed by the developer for the benefit of the residents such as tennis courts, community pools, amenity centers, exercise rooms, centers and even golf courses. Some of these communities even have schools and shopping in the commuity.
Master Suite / Bedroom / Retreat Terms for the master bedroom in a new home plan.
Master Up / Down Terms used to indicated the placement of the master bedroom in a new home plan. Master up refers to a master on the second floor of a home and master down would indicate a master bedroom on the first floor.
Media Room A room in a floor plan devoted to the enjoyment of movies, music or other media. These rooms are often pre-wired to facilitate special lighting, speakers, projectors and a connecting a variety of other media playing devices.
MLS (Multiple Listing Service) A service used by real estate agents that represents sellers homes that are under a listing contract with a real estate agent or brokerage. Real estate agents can share information about a property with other brokers representing buyers.
Model Home A display or showcase home a builder erects in a community of a popular floor plan. Model homes often function as the community sales office and are used as a means of display and demonstration for builder to show the product to customers. Model homes are generally filled with many more options and upgrades than most buyers will include in their home. It is good to determine what is included as standard and what is an upgrade as you walk through the model home with the sales person.
Mortgage A loan given to an individual or individuals by a bank, individual or institution, for the expressed purpose of buying a home.
Mortgage Calculator Hot On! Homes Mortgage CalculatorAn online tool to calculate an estimated monthly mortgage payment. Try the Hot On! Mortgage Calculator to estimate your Mortgage costs.
Multiple Listing Service A service used by real estate agents that represents sellers homes that are under a listing contract with a real estate agent or brokerage. Real estate agents can share information about a property with other brokers representing buyers.
Nail Down / Glue Down Wood Floors Wood floors can be appllied using nail down or glue down methods. Nail down wood floors are generally higher quality and cost the home buyer more than glue down floors.
New Home Any home that is for sale that has never had a resident.
New Home Sales Consultant The sales representative for a particular builder who is charged with demonstrating the builder’s products and selling new homes. Most often these individuals have responsibility for selling homes only in their community.
Newell A pole that supports the handrail of a staircase banister.
NSO Non-Standard Option. This is a term that builders use to refer to upgrades for a particular home that are chosen by the new home buyer and not included as standard features by the builder.
On Site Sales Representative The sales representative for a particular builder who is charged with demonstrating the builder’s products and selling new homes. Most often these individuals have responsibility for selling homes only in their community.
Open Floor Plans Open floor plans generally mean that there is no wall or minimal structure between the main living area, the informal dining area and the kitchen.
Options Design or other elements a buyer wishes at an additional cost, to include in their home that are not included as “standard” elemtns that a builder offers at no additional cost to all buyers.
Outdoor Kitchen An area outside a home with cooking and kitchen appliances that facillitate outdoor cooking.
Owner Financing A type of home financing whereby the owner of the property gives a loan to the buyer of the property. This type of financing is often used by individuals who have cash, but for one reason or another cannot get a lending institution to give them a loan.
PEX Tubing Cross linked polyethelene tubing. It is a flexible replacement for copper tubing in new home construction.
PI (Principal and Interest) When figuring a mortgage payment, this is the amount that will determine a monthly payment for Principal and Interest only. This is a useful number if a chooses to pay taxes and Insurance in a way other than to include them in their monthly mortgage payment.
PITI (Principal, Interest, Taxes and Insurance) This is a monthly mortgage payment that incorporates Principal, Interest, Taxes and Insurance into the payment. Many people chose to include all these amounts into their monthly budget.
PMI Private Mortgage Insurance (PMI) or Lenders Mortgage Insurance (LMI) is an insurance policy, that in many cases must be purchased by individuals if they plan on financing over 80% of the value of the home to insure that the lender will be paid in the event the buyer defaults on the loan.
Pocket Doors Sliding interior doors that retreat into the interior of a wall when opened.
Points A form of pre-paid interest. Buyers can offer to pay a lender to purchase points and pay down the interest on the loan and get a better interest rate on the loan for the upfront payment. Also called discount points.
Post Tension Cable Foundation A type of modified slab foundation in which the builder uses cables through the poured concrete foundation and tightens the cables to several thousand psi to reduce movements or shifts in the foudation of the home.
PreOwned Home A home that has had at least one previous resident living in it and is up for sale.
Principal The actual amount borrowed, or the amount remaining to be paid back excluding interest.
Privacy Fence A solid fence usually constructed of wood and extending at least eight feet in height surrounding a property.
Programmable Thermostat An electronic thermostat that allows the home owner to control energy use and utility bills by controlling times and temperatures throughout the home.
Property Taxes A tax based on the value of the property that every property is required to pay.
Propoerty Line The line where the property ends. This line is determined by a surveyor and Global Positioning tools. Before a home buyer purchases a home it is best to see how the home will actually fit within the property boundaries.
PSA Personal Selection Addendum. This is a term that builders use to refer to the list of upgrades added to a new home contract for a particular home that are chosen by the new home buyer. Often these selections, such as upgrades, are chosen at the design center.
R factor (insulation) Resistance factor. This term refers to how well a material resists thermal transfer from one side of the material to the other. The higher the R Factor the better the material is at resisting heat transfer.
Radiant Barrier A material, developed by the NASA that reflects radient heat. Home builders use this material in the inside of new home roofs to reflect the heat away from the attic space and reduce the temperature of the attic significantly, thus keeping attic ductwork cooler and more effeciently cooling a home.
Real Estate Agent A legally licensed party that acts as an intermediary between the buyers and sellers of new homes. Real estate agents must adhere to the code of ethics and standards of the National Association of Realtors to maintain their license.
Real Estate Broker A Real Estate Broker is required to have more education than a Real Estate Agent and all Real Estate Agents must work for a licensed broker. A Broker can work directly with home buyers and sellers and can salespersons, staff or agents working them them.
Recessed Lighting Lighting that is hidden behind permanent or placed structure to provide ambient lighting or affect.
Recording Fees A required fee that can be paid by the buyer or seller and generally included in the closing costs, that is charged by the government for recording the deed of a home sale.
REO (Real Estate Owned) A bank owned property, or Real Estate Owned (REO) property is a property owned by and for sale by a bank because it is no longer owned by a home builder or an individual. Many of these properties were taken over by the institutions that originally financed the loan for an individual and they were unable to pay the mortgage and the bank foreclosed on the loan or the home builder went out of business and was unable to repay the bank for the project loan.
Roof Pitch Refers the to slope or angle of the roof of a home.
School District An independent, special purpose government agency charged with running the schools in a particular area. Within a particular distric there may be several different schools and each school is responsible to service to those residents in that particular area.
Sconce A baseless light that is fixed to a wall and directs the light, generally up or downwards for affect or illumination.
Scraped Wood Floors A type of high quality wood floor that have the rough finish of wood that has been scraped by hand to achieve a particular thickness.
Secondary Bedroom Usually, the bedrooms for children are referred to a secondary bedrooms. Secondary bedrooms do not have their own bathrooms. Occassionally a floor plan may offer a second master bedroom or guest room. This is not generally referred to as a secondary bedroom.
SEER An acronym for Seasonal Energy Effeciency Rating used in conjunction with Heating Ventilation and Air Conditioning Systems. The higher the SEER value the more efficient the unit.
Set Back How far the front of a new home must be from the street.
Shingles Roof coverings that are overlapped when applied. Shingles can me made of a variety of materials, but the most common are wood, slate, asphalt and fiberglass. The quality and life expectancy of shingles varries with materials and manufacturer.
Shrubs Small bushes that are commonly included in a landscaping package accompaning a new home.
Slab Foundation A type of building foundation using a poured concrete slab several inches thick.
Sod Mature grass used to landscape yards. Landscapers can apply the sod by rolling it on the yard from lard bundles or placing squares of sod side by side on the lawn.
Soffit The wood on the underside of an arch, a projecting cornice or side of a chimney or the exposed underside of any overhanging roof.
Solid Wood Cabinets Builders can create interior cabinets out of compressed fiberboard manufactured wood (PDF), out of laminated wood such as plywood or out of solid wood. Cabinets made out of solid wood are generally the most expensive.
Spec Home A speculative, finished inventory home which a builder has completed and offered for sale. These homes are often called spec homes and many communities have several finished inventory homes from which buyers may choose.
Studs Wood used in framing a house. Builders use 2 X 4 studes or 2X 6 studs of varying legnths to frame a house.
Surround Sound An advanced sound reproduction technique whereby sound is separated into components, sent to various speakers and the restult is an interesting and appealing experience to the listener. Many builders will offer surround sound wiring or complete systems as an upgrade for home plans that offer media rooms.
Survey Fees A fee paid by either party as part of the closing costs of a property contract to finalize property dimensions, structures on the property, encroachments and right of ways.
Tankless Water Heater A type of water heater distinquished by the absence of a several gallon storage tank which holds and heats water and makes it available as needed. Tankless water heaters hold no water, but rather quickly heat water through a series of heated coil elements on demand as needed by the user.
Elevation Accent Elements Carefully placed attractive beams, stone, brick work or window structures can add exciting flavor to the elevation of a home.
Tear Down A tear down is a term commonly used to describe a older home sitting on a piece of land that is more valuable than the home. Often, buyers, investors or builders will buy these homes, tear them down, and build a new home on the property and then offer it for sale.
Tightness A term referring to the air-tightness of a home. Calling a home “tight” implies that it has excellent energy effeciency because it has few air leaks.
Tile Flooring A type of flooring often included as standard in some parts of a home by many builders. Tiles are generally available in several different sizes, and can be placed in a variety or ways such as straight or doagonal. There are several different types and quality levels of tile.
Title Insurance Insuracnce that protects the buyer against financial loss associated with the purchase of real property that may have title defects or unforseen liens on it.
Title Service Cost A closing cost, paid by either party for the title search and title insurance to insure the property can be sold and is free of liens.
Upgrades Personal selections made by new home buyers that are for items they wish to include in their new home that are not included in the standard price of their home. Buyers may wish to upgrade the quality or carpet, add wood floors or replace tile counter tops with granite. These would be available at a additional cost to the buyer.
USDA The United States Department of Agriculture. A department of the US government that has an agency that provides special insured loans for low income families in rural areas.
Used Home See Pre-Owned Home.
VA Loan A loan available to US Military veterans given by private lenders (banks) and backed by the Veterans Administration.
Vinyl Windows Windows that replace the aluminum framing with vinyl are mre resistant to thermal transfer and thus more energy efficient and more resistant to moisture.
Walking Trails An amenity that some communities provide residents.
Wet Areas Areas in an around sinks, faucets and / laundry appliances.
Wet Bar A beverage bar in a home that has a sink and running water available to it.
Wood Floors A popular type of flooring. There are several different types of wood floors featuring a variety or wood types and quality levels, including laminate, glue down, nail down and hand scraped.
Wrought Iron Accents A type of upgrade for railings, starways and exteriors that is available at an additional cost to new home buyers.
Xeriscape Landscaping, often seen in areas where there is little or no rain, comprised of native plants that thrive in these conditions and require little or no additional water.
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